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Lloyd's refuse to pay insurance policy for This is It/ MJ Estate fights back/ Update: Case Settled

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Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

so much greed
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Lloyds lawsuit has been delayed to February 2014 based on a request by Lloyds.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Oh I thought after AEG said they had nothing to recoup since they got back the money from estate/TII, that this case would die. Once Lloyd found out about the drugs, I don't see how the estate will get any money from Lloyds. Maybe I am missing something....
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Estate and Lloyds will sit down for mediation to try to settle this case.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

ivy said:
Estate and Lloyds will sit down for mediation to try to settle this case.
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^^This is the first time I hear the word settlement and think it is a good idea.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Petrarose said:
Oh I thought after AEG said they had nothing to recoup since they got back the money from estate/TII, that this case would die. Once Lloyd found out about the drugs, I don't see how the estate will get any money from Lloyds. Maybe I am missing something....
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Correct- Estate took over making the insurance claim because they payed AEG losses. MJ died at the hands of another, not from his own prescription drug use. (accidental) death was covered , but not sure if policy had indemnity that in case of negligence or criminal action it would be void. Estate really has no other option but to sit down for a settlement with Loyds in this case. I don't think they have anything to pay out but they won't recoup any monies from insurance either.. IMO. A settlement will be less costly than going to court. They are wise
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Qbee I agree with you. As I said this is one time when the word Settlement is a good idea. I guess the details will be hush hush--pity I would like to know what happened. After this we are left with Demann, the charity woman, & Thome from the cases that have already begun.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

I've not really been following this but something i read in the aeg trial summary last week just raised an issue with me. Can someone explain exactly why mj's estate has been left on it's own with this insurance policy that aeg took out for mj's tii? If tii didn't happen then aeg would recover from the insurance policy which covered $17m of costs and the rest would come from mj. So why did thome and dileo approve that mj's estate had to immediately come up with all the prod costs, including the $17m, a couple of days after mj's death rather than wait for the policy to be recovered from lloyds and why did branca pay it? These people were meant to be looking out for mj's interests not aeg - aeg certainly are making out that thome and dileo were mj's managers and they were merely 'advancing' their salaries. As far as i can see, ignoring the tii film deal, aeg got all the tii prod costs recovered from mj as well as half of all tii ticket receipts, whilst mj and his estate got lumbered with an insurance policy which they look highly unlikely to collect from. Doesn't seem fair - both aeg and mj's estate should have shared the proceeds and risks of that ins policy.
 
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Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

^^I am trying to remember from the information from the thread when it happened, but didn't the estate make the decision to take the insurance? Maybe someone will remember the whole thing as it happened.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

^I think the estate paid aeg pretty early on in 09 all the prod costs for tii and the advances that mj had been given - wd have come to around $34m. So that in effect the $17m insurance claim which aeg had been taken out to cover the prod costs was in fact paid by mj's estate straight off. Seems really unfair on mj's estate esp as it looks highly unlikely lloyds is going to pay out.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

That was the deal, MJ was supposed to pay back production costs and advances.
Would a lawsuit between AEG and Lloyds have become public ?
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

bouee said:
That was the deal, MJ was supposed to pay back production costs and advances.
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In the aeg trial summary, trell i think said the insurance policy would cover $17.5m of the costs if the concerts didn't go ahead. The policy was for mj's benefit as well as aeg - as mj wd have had massive probs coming up with $34m.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

It is a $17.5 Million insurance taken by MJ Company and AEG Live. As Estate paid AEG's production costs AEG no longer has a claim. Currently Estate is maintaining a claim.

As why to settle before insurance payment is that I can assume probably to get the TII footage to be able to release it. Insurance never would have paid it fast.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

ivy said:
As why to settle before insurance payment is that I can assume probably to get the TII footage to be able to release it. Insurance never would have paid it fast.
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Aeg wd have been as eager as mj's estate to release and exploit the tii footage with or without getting the prod costs paid in full. It was aeg that got the money from sony, $60m, wasn't it, so that wiped out their costs immediately. I think my point was, that thome and dileo signing off all the prod costs onto mj's estate immediately after mj's death, even though there was an insurance policy in place, was simply wrong. For me it looks like they were acting in aeg's interests rather than mj's interests, which is disturbing as they were meant to be mj's managers. Also branca paying all these costs, didn't he query why aeg didn't attempt to recover some of the money from the ins policy aeg took out. Why wd branca act in aeg's interests rather than mj's?
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Bonnie Blue said:
Aeg wd have been as eager as mj's estate to release and exploit the tii footage with or without getting the prod costs paid in full. It was aeg that got the money from sony, $60m, wasn't it, so that wiped out their costs immediately. I think my point was, that thome and dileo signing off all the prod costs onto mj's estate immediately after mj's death, even though there was an insurance policy in place, was simply wrong. For me it looks like they were acting in aeg's interests rather than mj's interests, which is disturbing as they were meant to be mj's managers. Also branca paying all these costs, didn't he query why aeg didn't attempt to recover some of the money from the ins policy aeg took out. Why wd branca act in aeg's interests rather than mj's?
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It's not about anyone acting against MJ's interests, it's just the way insurance works.
The insurance policy was not a blanket check for $17m, in order to get that money AEG/MJ Co. would need to prove that they actually lost that amount, meaning they would need to prove that they spent the $17m on production costs and never recovered it. But by all accounts, by selling memorabilia tickets and releasing the practice footage as a movie, they more than recovered all their production costs, so at the end of the day, it's doubtful that there's a loss at all.

(Not to mention that in order to prove the losses AEG would have needed to submit some kind of accounting of their TII proceeds/losses which Lloyds claimed didn't happen, which is another reason for them not paying. Plus to get any money in the first place they would have needed to prove to Lloyds that it was indeed an accident, by allowing Lloyds to investigate for themselves what happened (submit statements from witnesses etc.). Those are the terms of the policy. In the original lawsuit Lloyds claimed that this also never happened and they didn't get information they asked for, one more reason for them not paying. AFAIK these kinds of documents were only given to them after the lawsuit was filed, so before that they weren't in the position to tell if AEG/MJ Co. are entitled to a payment.
To make it more clear by another example: if your car was damaged in an accident and you want to make an insurance claim, the insurance company will want some proof that there was indeed an accident and they will also want to know about the circumstances to see who was responsible. They will also want to see the car for themselves and check exactly what was damaged to see exactly how much money you're entitled to, etc. Otherwise they won't pay a thing.)
 
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Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

^^Makes sense.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

^^It sure does.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Thanks walkingonthemoon, but you're not addressing my issue of why this insurance policy is left in the hands of mj estate and not aeg. Regarding the losses, both aeg and the estate made money back on tii, but that didn't stop both aeg and the estate trying to get the insurance policy validated. Until last autumn, aeg was still a party to this lawsuit. Of course aeg didn't suffer losses - instead of waiting for the ins policy paying out, mj's estate reimbursed the $17.5m immediately. So aeg have all the prod costs paid and all the proceeds of the film, whilst mj's estate had to pay upfront for all the prod costs and be left with a ins policy aeg/mj co took out which has dubious prospects. If and when this ins policy doesn't pay out, can we expect aeg to refund the mj estate half of the $17.5m.

To use your example,
walkingonthemoon said:
To make it more clear by another example: if your car was damaged in an accident and you want to make an insurance claim, the insurance company will want some proof that there was indeed an accident and they will also want to know about the circumstances to see who was responsible. They will also want to see the car for themselves and check exactly what was damaged to see exactly how much money you're entitled to, etc. Otherwise they won't pay a thing.)
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If my car is damaged, why do i expect my business partner to pay me the full cost of the car and take on the sole responsibility of our insurance policy.
 
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Michael Jackson Hid Drug Dependency From Doctor
(CNS) Posted Tuesday, July 30 – 10:01 AM

Michael Jackson hid his drug dependency from a doctor who examined him in anticipation of his ill-fated “This Is It” concert series, a renowned pathologist said in a sworn declaration prepared in connection with a lawsuit over insurance benefits stemming from the concerts’ cancellation.

Dr. Michael Baden is a 79-year-old forensic pathologist who has testified in many high-profile cases, including that of O.J. Simpson when he was tried and acquitted of the deaths of his former wife, Nicole Brown Simpson, and her friend, Ronald Goldman. He also hosts HBO’s “Autopsy.”

In a sworn declaration, Baden said Dr. David Slavit, an ear, nose and throat specialist, asked the pop star to fill out a form during a physical examination conducted at the entertainer’s home on Feb. 4, 2009. Jackson was asked, “Have you ever been treated or had any indication of excessive use of alcohol or drugs?,” Baden said.

Jackson replied, “No,” according to Baden.

Relying in part on the entertainer’s representations, Slavit concluded, “The only current conditions that Mr. Jackson suffers are with a resolving cold and an allergy to the sun,” Baden said. Slavit said the only medication Jackson was taking was an antibiotic, according to Baden.

“Mr. Jackson was not being truthful to Dr. Slavit when he responded as he did … in the questionnaire that he filled out in connection with Dr. Slavit’s examination,” Baden said.

In reality, Jackson was dependent upon the pain medication Demerol in the months before his June 25, 2009, death at age 50, from acute propofol intoxication, Baden said. Jackson received up to 375 milligrams of Demerol 23 times from March 12-June 22, 2009, while getting Botox and Restylane facial wrinkle treatments from his dermatologist, Dr. Arnold Klein, according to Baden.

“Dr. Klein’s records demonstrate that Jackson was addicted to Demerol in the spring and summer of 2009,” according to Baden. “Mr. Jackson did not disclose to Dr. Slavit or the insurers any of the many medications, including propofol and Demerol, that he was using before or after the policy inception.”

Lloyd’s of London filed suit against AEG Live and the Michael Jackson Co. LLC in June 2011. Lloyd’s wants a judge to find it does not have to pay a $17.5 million tour-cancellation insurance claim on grounds the company relied on Slavit’s findings and was not told by Jackson or anyone associated with him that he was abusing drugs before he died from an overdose of the powerful anesthetic propofol on June 25, 2009, at age 50.

Tour promoter AEG Live has dropped its claim for benefits. Attorneys for Lloyd’s have filed a motion for a declaration that The Michael Jackson Co. is not entitled to any money either and they asked for Baden’s input on the circumstances surrounding Jackson’s death. A hearing on the motion is scheduled Sept. 11.

On the recommendation of its insurance broker, AEG Live selected Slavit to conduct the examination of Jackson. Baden said he reviewed Slavit’s medical report on Jackson, the singer’s autopsy report, police reports and medical records from Ronald Reagan UCLA Medical Center, where the King of Pop was pronounced dead.

According to Baden, Slavit’s medical examination of Jackson was “very cursory below the neck, especially considering the strenuous series of concerts in preparation for which the examination was being performed.”

Slavit did not perform a chest X-ray, concluded Jackson’s chest and lungs were normal and “reported nothing about Mr. Jackson’s inability to sleep,” according to Baden.

Baden said Cherilyn Lee, a holistic nurse practitioner, testified during a deposition and during the criminal trial of Dr. Conrad Murray, Jackson’s former personal physician. According to Baden, Lee said Jackson told her on Easter Sunday 2009 that her efforts to help the singer sleep were failing and that he only wanted propfol.

“Doctors have told me it’s safe, I just need to be monitored,” Jackson told Lee, according to Baden.

The singer referred to propofol as “milk,” Baden said.

Both Lee and Jackson’s internist, Dr. Allen Metzger, advised the singer it was dangerous to receive intravenous sleep medications in a home setting, Baden said. The pop star ignored their advice and demanded propofol from Murray, who agreed to provide it, Baden said.

“Jackson’s death from propofol was within his control, but he chose to ignore the warnings of Dr. Metzger, his longtime internist, and nurse Lee and instead sought out propofol from Dr. Murray, whom Jackson treated as an employee and whose relationship with Dr. Murray was not the typical objective physician-patient relationship,” according to Baden.

Despite warnings that misuse of propofol could be fatal, Jackson “doctor-shopped until he found who he wanted and thereby contributed to his own death,” Baden said.

In addition to his drug abuse, Jackson also had chronic lung disease, failing eyesight that required him to use a magnifying glass to read, had trouble urinating because of an enlarged prostate and had severe arthritis in his hands and lower spine, Baden said.

“The extraordinary and strenuous use of his hands and legs were hallmarks of Mr. Jackson’s performances and would have been adversely affected by these conditions, which were not disclosed to Dr. Slavit,” Baden said.

Murray was convicted in 2011 of involuntary manslaughter for giving the singer a lethal intravenous dose of propofol as a sleep aid and was sentenced to four years in jail.

http://bhcourier.com/michael-jackson-hid-drug-dependency-doctor/2013/07/30
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Didn't the autopsy say that Michael was healthy and he was in great shape for a man his age? How could Michael have all these issues in the insurance doctor's report if the autopsy is stating the "all clear" other than the propofol? I don't understand that.
 
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Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Kingofpop4ever3000 said:
Didn't the autopsy say that Michael was healthy and he was in great shape for a man his age? How could Michael have all these issues in the insurance doctor's report if the autopsy is stating the "all clear" other than the propofol? I don't understand that.
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In addition to his drug abuse, Jackson also had chronic lung disease, failing eyesight that required him to use a magnifying glass to read, had trouble urinating because of an enlarged prostate and had severe arthritis in his hands and lower spine, Baden said.
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Well, his autopsy does speak about these issues except for the eyesight thing (I don't think that can be examined with autopsy). I guess the eyesight thing comes from other sources - didn't Murray once mention glaucoma? There was also eyedrops found in his home for glaucoma, so maybe it was concluded from that. The rest was mentioned in his autopsy - that he had chronically inflammed lungs, an enlarged prostate and arthritis. None of it would make him incapable of performing if properly taken care of. He did not have a serious condition and it's true he was healthy for his age. It doesn't mean he did not have some issues like these, but at his age this is natural.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

From Partial Lloyds deposition

- Debbie worked at Klein's office between 1978 - 1997

- She was an office assistant but learned to make injections - most common cortisone injections.

- Injected Demerol to MJ on Klein's orders.

- Debbie was present at Bad Tour with Klein. Klein made his assistants inject Michael Demerol (100 mg ) when he injected collagen.

- Question : you said to media Klein got MJ addicted to Demerol. DR : He did Question:Why do you believe that DR : I know that.

- Debbie Rowe : "Klein was above all that. Klein did what Klein wanted to do"

- Debbie Rowe worked with Alan Metzger after the Bad tour to get Michael off Demerol. (timing unclear see below) Debbie says Michael was visiting Hoefflin and Klein a lot and the doctors were sending her to babysit Michael after they gave him drugs.

- Debbie says Hoefflin gave Demerol, Versed and Diprivan (Propofol) and sometimes would put Michael under and say he did work on him when he did not. (She says she saw both Klein and Hoefflin's treatments) She says Hoefflins treatments were after Bad and before History tour. she says he would put Michael under for 6-7 hours. She saw this 3 times. She says she learned from Michael and Klein that he went to Hoefflin's office 2-3 times a month.

- Debbie says Metzger was the one doctor that cared about Michael and she called him after three incidents over three months. One was at Universal Hilton incident and Two times at Century City. At one time (Universal Hilton) he was loopy and with slurred speech, Debbie goes to the hotel and found Dilaudid given to Michael by Hoefflin for his scalp issues. She calls Klein and tells him Michael took too many and asks him what he wants her to do, take him to hospital. Klein says to her stay there and keep and eye on him. She stays with Michael for 2 days. Second one Michael calls her and he was rambling and she went to his house at Century City. (Partial deposition cuts here)

- It sounds like Debbie gave copies of MJ's records to Metzger so he knows what's going on.

- Intervention with Metzger: Timing isn't clear. At one part she says it was after Bad tour sometime 1989 - 1990, at another time she says it was before Bangkok part of the tour (which I mean is referencing Dangerous tour). At the later part it sounds more like 1993 and sometime between Super Bowl / Rose Bowl halftime and Bangkok. Between January 1993 and August 1993 is mentioned as Metzger intervention later on.

- She says Metzger told her what to do to get Michael off Demerol, patches they used and other medications. she stayed with Michael every night for 3 weeks doing what Metzger told her. One day she comes and Michael has left for Bangkok. Their treatment wasn't finished. Debbie was told to meet with a doctor and give the doctor the schedule to be followed with the detox. Debbie was worried they would not follow the detox program and Metzger told her there's nothing they could do. She later says Michael had a relapse in Bangkok.


- While they are doing the intervention with Metzger, Michael mentions anesthesia and being put out for a certain amount of time so he didn't have to go through withdrawals. They say no.

- History tour anesthesia are at :Lyon France, Paris France and Munich Germany - at hotels (Lyon and Munich and at an apartment (Paris). (this is the only times Debbie saw anesthesia for sleep). She talks to Michael he says he needs to sleep, she tells him it's not a good idea. Doctors explain anesthesia to MJ with warnings and saying it's not recommended. Debbie says to Michael "You could die, this is a little rash". Michael tells her he would be fine. Debbie thinks it's because he had anesthesia many times before so he did not consider it a problem.

- Time unclear but Debbie mentions Michael going to Klein, Hoefflin and Sasaki at the same time and she went with him to keep track of medications.

- Debbie doesn't have much info after stop working Klein's office and divorcing.

- Debbie says Rish (Klein's partner) called her in 2009 after Michael's death complaining about Klein giving Michael too much Demerol and seeing him quite often.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Some tidbits from Lloyds documents

- Dr. Slavit did a regular blood test - checking Michael's cholesterol and such. Murray is mentioned as the personal physician at his notes. Michael only mentions 2005 hospital visit to Slavit.

- Klein Demerol records

March 13 : 100 +100 (30 min later)
March 17 : 100 + 100 (1 hr later)
March 18 : 100 +100 (1 hr later)
March 19 : 100 +100 ( 30 min later)
March 23 : 200
April 6 : 200
April 9 : 200
April 13 : 200
April 15 : 200
April 17 : 200 + 100 (30 min later)
April 21: 200 + 100 ( 1 hr later)
April 22: 200 + 100 (1 hr later) + 75 (1 hr later)
April 23: 100
April 25 : --
April 27 : 200 + 100 (1 hr later)
April 28 : --
April 30 : 200 + 100 (2 hr later)
May 4 : 200 + 100 (2 hr later)
May 5 : 200 + 100 (1.5 hr later)
May 6 : 200 + 100 (1 hr later)
May 19 : 200
May 20 : 200
May 21: 100
June 1 : 200
June 3 : 100 + 100 (1 hr later)
June 9 : 100 + 100 (1 hr later)
June 16 : 100
June 22: 100

- Dr. Finkelstein got a call from Brad Buxer in 1995, he tells Dr. Finkelstein Michael hurt his back / thrown his back out during a rehearsal. Finkelstein goes to Michael's hotel, gives him a shot of Morphine 10 mg, wrote a chart, faxed it to Metzger and then went on a trip on a boat. When he returns from his trip the next day he sees he has a lot of calls telling him either Michael passed out or slept and missed rehearsal. He goes to check on Michael and he sees that Michael had prescription bottles from other doctors for benzos , tranquilizers and mixed them with what Finkelstein gave him. Finkelstain says he believes Michael was doctor shopping in 1995 and he was afraid that Michael could take too much and overdose. Finkelstein says at the next phone call asking to him to come and give Michael pain medicine, he told Michael no and said to him he needed treatment for dependency. Finkelstein says he received calls a few more calls following this asking him to come and give Michael pain medications and he refused to go and even after a while refused to take Michael's calls and hung up on him.

- Slavit did not measure Michael's weight, he wrote what Michael told him.

- Dr. Rish says he never gives pain medicine when he does injections and at most uses topical creams

- Dr. Adams denies giving Michael Propofol at Murray's office, he also denies explaining Murray administration of Propofol. He says only time he gave Michael propofol was during dental procedures.

- Adams says Murray called him for the first time at March 2009 on a Sunday asking Adams to come to his (Murray's home).Adams said he did not do house calls and did not know why Murray was calling him. Murray called him a second time 15 minutes later telling him Michael wanted to meet him. (deposition cuts) Adams goes to meet Michael and Murray at April 6 at Murray's office, they talk about the tour, Murray leaves after 30 minutes, Michael talks to him about the shows, his concern and he didn't know if he would be able to get his rest. (deposition cuts) Michael and Murray leaves the room to talk for 15 minutes, Adams irritated, he wants to leave, they told him to wait a little, Michael tells him he would like Adams to go on tour with him. Adams say Murray did not look happy, his demeanor changed, more sedated. Michael carried the conversation. Michael tells Adams he want him to "help get his rest" & help with medical treatments for his kids. Michael tells him Murray going to the tour as well. Michael tells him to think about it and give him an answer. Adams agrees later in the April but thinks apparently his asking price was too high

- Dr. Metzger says he knows Ratner was involved to help Michael sleep. Metzger says the didn't know what was Ratner giving and thought it was probably Valium or Versed and did not know about anesthesia.

- Dr. Baden is an expert retained by LLoyds. In addition to the stuff in the media story he talks about 4 areas being scarred in Michael's left lung. he says according to his experience these scars happen when pills are dissolved in water so that they can be injected or given by IV. As pills have water insoluble particles, these do not dissolve in blood and they are filtered out by the lungs and stay there causing scars.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

respect77 said:
Well, his autopsy does speak about these issues except for the eyesight thing (I don't think that can be examined with autopsy). I guess the eyesight thing comes from other sources - didn't Murray once mention glaucoma? There was also eyedrops found in his home for glaucoma, so maybe it was concluded from that. The rest was mentioned in his autopsy - that he had chronically inflammed lungs, an enlarged prostate and arthritis. None of it would make him incapable of performing if properly taken care of. He did not have a serious condition and it's true he was healthy for his age. It doesn't mean he did not have some issues like these, but at his age this is natural.
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^^Respect Baden writes it up in a different way that makes Michel look very very sick. The arthritis for instance was not in his hand, but in a finger and an area of back, which sounds milder. the lung was not a life threatening issue and they claimed maybe caused by that childhood sickness, so he had it all his life, and still worked. Baden makes it sound like that Halperin book about Michael lungs. Prostate enlargement is not an issue & Michel had the meds for it. Eye problem is not major unless Michael could not see the stage. After White it amazes me how paid professional experts slant information to help their clients.

I hope the estate settles this case.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Petrarose said:
^^Respect Baden writes it up in a different way that makes Michel look very very sick. The arthritis for instance was not in his hand, but in a finger and an area of back, which sounds milder. the lung was not a life threatening issue and they claimed maybe caused by that childhood sickness, so he had it all his life, and still worked. Baden makes it sound like that Halperin book about Michael lungs. Prostate enlargement is not an issue & Michel had the meds for it. Eye problem is not major unless Michael could not see the stage. After White it amazes me how paid professional experts slant information to help their clients.

I hope the estate settles this case.
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Do you have other sources where he goes on about his lung, because in what Ivy posted I can only see this:

In addition to his drug abuse, Jackson also had chronic lung disease, failing eyesight that required him to use a magnifying glass to read, had trouble urinating because of an enlarged prostate and had severe arthritis in his hands and lower spine, Baden said.
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I don't see him saying it was life threatening or any big dramatical statements.

For the record: what Halperin claimed was that Michael had Alpha 1-antitrypsin deficiency, a rare genetic disease which tends to attack the lungs, and that he was in dire need of a lung transplant and had unstoppable gastrointestial bleeding. Of course, none of that was true. Michael had lung inflammation, but he didn't have Alpha 1-antitrypsin deficiency and of course was nowhere near to needing a lung transplant or anything like that. Michael's medical history is public record now but no one ever mentioned him having Alpha 1-antitrypsin deficiency, a need of a lung transplant or severe gastrointestial bleedings. Nor does his autopsy confirms anything like that. It's obvious that Halperin just looked up a disease in a medical dictionary and applied it to Michael.

I don't see Baden saying things like what Halperin said. Not in this article at least. He just says Michael had a chronic lung disease, which he did (chronic lung inflammation). It's not what Halperin claimed.
 
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Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Respect it is the way he makes his whole statement about Michel's condition, vs the way the coroner describes it, that shows the difference. Part of what you ^^bolded is from the autopsy. You may be looking for a exact word comparison, which is not what I am saying. I am not saying that exactly what you typed from Halprin's book Baden said it. Baden and Halperin have a connection in mentioning Michael's lung in language that conveys or implies a hampering disease. He probably was influenced by Halperin's book. Even the Lloyd people mentioned what was being said in the press. The coroner was consistent in what he wrote in 09, what he said during the Muarry trial, and what he said in the AEG case, and what Baden said does not convey or imply the same thing. I get the feeling he is writing for effect since he is being paid big bucks. I know you think he is saying the same thing from your original post^^, so that is just something we will have to see differently. Soon we will find something to agree on again.
 
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Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

Some updates

- Lloyds have filed for a summary judgment. They are asking the court to determine in their favor and cancel the insurance policy so they don't have to pay $17.5 Million to MJ Estate.

- Lloyds main argument is that Michael withheld his medical history (prescription drug use of Demerol, Opiates and Propofol and medical conditions of insomnia and failing eyesight and not mentioning going to rehab mid Dangerous tour) from them. They claim if they knew they would never insure Michael for accident and also this withholding voids the insurance policy.

- Estate asked and got an extension to file their reply. Estate states they need time to do discovery and reply to the summary judgment.

- Estate and Lloyds are having disagreements in regards to the discovery.

- The main discovery issue as follow :

--- Estate asked Lloyds for the names of the musical acts they insured between 2005 and 2010 and Lloyds gave 70 names that they insured.
--- Estate states 8 of these names have made public statements about their drug use and/or medical conditions.
--- Estate wants Lloyds to answer when they insured these 8 artists and if they knew their drug / medical issues before they insured them. Lloyds practices of issuing or refusing to issue insurance to artists with known drug or medical issues. If they cancelled any insurance policies after they learned these artists conditions or learned artists withheld information from them.(Ivy's note: Basically if Lloyds insured these artists while knowing about their drug / health conditions, Estate will argue that Michael's drug /health conditions wasn't a factor for denial of insurance)
--- Lloyds refusing to answer these questions citing privilege, violation of privacy, confidentiality and so on .
--- The 8 artists? They are Aerosmith, AC/DC, Britney Spears, George Michael, Johnny Hallyday, Kings of Leon, Van Halen, Whitney Houston.

-A discovery referral made a decision but Estate is challenging the decision of the referee. Because
--- Discovery referee wants to limit/redefine the "drug problem" questions to the drugs Michael used (Demerol, Propofol, Opiates etc). Estate argues that this limitation will not allow them to learn about instances Lloyds issues insurance policies when artists used other prescription drugs or illegal drugs.
--- a very detailed discussion is about what information is considered confidential or not. Estate argues the dates insurance policies were valid, claims paid, performances cancelled is not confidential. Referee / court hasn't really made a decision about what is confidential or not. They first want to hear from Lloyds if the answer to the questions is relevant and they are considering about giving notice to the 8 artists mentioned.
 
Re: Lloyd's of London refuse to pay insurance policy for This is It/ MJ Estate fights back

What do they mean by this?
and information about going to rehab mid tour)
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